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Plastic Surgery Financing

Conveniently located to serve San Antonio and surrounding communities.

Financing As Easy As:

  • No credit check required
  • No limit on procedure cost
  • Requires 75% down of Procedure Cost
  • One-Time processing fee of 12%
  • Checking account and Valid ID required
  • Convenient auto pay every month

We offer financing for Plastic Surgery No Credit Check. Before you apply for financing please call one of our team members who will walk you through the application process. 210-880-9795. 

Your Financial Advisors:

Bert: 210-396-3217
Sal: 210-388-4136
Dom: 726-437-9197
Tony: 210-237-0289

Layaway Program – Beauty on Your Terms

How It Works

1.    Choose Your Procedure

Select the treatment, surgery, or package that fits your goals.

2.    Set Up Your Plan

Place a small deposit, then make flexible payments on your own schedule.

3.    Lock in Today’s Pricing

Your rate is guaranteed while you make payments.

4.    Schedule When You’re Ready

Once your balance is paid in full, we’ll book your procedure at your convenience.

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Why Patients Love Layaway

✅ No credit checks
✅ No interest, ever
✅ Budget-friendly installments
✅ Securely saves your spot
✅ Peace of mind — pay at your pace

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Frequently Asked Questions About Layaway:

Do I need to qualify?
No – anyone can set up a layaway plan.

Can I pay it off early?
Absolutely. Pay off anytime and get scheduled sooner.

What if I change my mind?
Funds can be applied toward other procedures or treatments at our practice (per policy).

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✨ With Layaway, you’re in control of your beauty journey. Start planning today — your future self will thank you!

 

 

 

 

Patient Financing Options

Making Your Procedure More Affordable

We want to make your cosmetic goals achievable. That’s why we partner with leading Buy Now, Pay Later (BNPL) providers. These financing plans give you the flexibility to pay over time with simple, transparent terms.

Cherry

Plastic Surgery Financing

Klarna

How it works:
– Pay in 4 interest-free payments every 2 weeks, or
– Choose longer financing up to 36 months.

Cost to you:
– 0% interest with Pay-in-4 (if paid on time).
– 0–29.99% APR for monthly financing (based on credit).
– Late fee: $7 per missed payment.

Best for: MedSpa treatments and mid-range procedures.

Affirm

How it works:
– Finance your procedure with fixed monthly payments (up to 60 months).

Cost to you:
– 0–36% APR depending on credit.
– No late fees, no hidden fees.

Best for: Larger surgeries ($5,000–$15,000+).

Afterpay

How it works:
– Split your total into 4 interest-free payments every 2 weeks.

Cost to you:
– 0% interest if payments are on time.
– Late fee: $8 (capped at 25% of purchase).

Best for: Smaller MedSpa treatments ($200–$2,000).

Why Patients Love These Options

– Instant approval decisions.
– No impact on credit score for pre-qualification.
– Simple app management & reminders.
– Freedom to move forward with your procedure without delaying.

Important Notes

– Approval is handled directly by Klarna, Affirm, or Afterpay.
– Interest rates and terms depend on your credit profile.
– Financing is separate from the practice — once approved, your loan is between you and the provider.

We’re here to help you choose the best option for your goals and budget. Please ask our team during your consultation for more details or to apply.

Use for Affirm, Afterpay, & Klarna.

In order to qualify, you must set up your consultation appointment with our office.

You must be a resident in Texas.

Care Credit Logo

CareCredit is different from a regular credit card.

Care Credit QR Code

Special Financing available, speak with our team for more details. Special financing only available for patients with approved credit and only with specific physicians accepting CareCredit.

For complete details, see the CareCredit account agreement within your application.
*Subject to credit approval.

**Subject to credit approval. See CareCredit.com for their Details and Terms

PatientFi Logo

With the Eve card, the first 4 months¹ are on us. Plus, you decide how much you pay. Pay in four, all at once, it’s your choice. We’re just here to make the unexpected go more smoothly.” 

0% APR for the first 4 months, and up to 99 Months available for financing period.

Check your balance, credit limit, cash back rewards, and more in the Eve mobile app partnered with Mastercard.

Alphaeon Logo
Alphaeon QR Code

Soft pull based Alphaeon website
Med-High Credit
Has 24 month deferred interest on low total purchases.

With an Alphaeon Credit card, you’ll find a wide array of monthly payment options to help you be your best you.

With special financing options* for any purchase over $250 with credit lines up to $25,000 and the ability to reuse your card again and again.

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USD
Lending USA QR Code
Dr. Jeneby Virtual Consult Scheduling

Call us at 210-270-8595 or fill out this form

Specials Landing Page Form

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Care Credit Application Graphic
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Before & After Gallery

Real Patient Results

Before and After Gallery

Ensure yourself the best cosmetic procedure experience by coming to the Plastic & Cosmetic Center of South Texas. Dr. Jeneby is a reputed San Antonio plastic surgeon who has performed thousands of surgical procedures. See his work by clicking the button below!

 

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Plastic Surgeon San Antonio